General Questions

1. What is the Fincare 101 Account?

The Fincare 101 Accounts are accounts that you can open at the click of a button from the comfort of your homes. You can open the account through the Fincare website using your Aadhaar and PAN Card and entering a few other details. So go ahead and join the 101 revolution. Open your 101 Account now! Open Account

2. What are the features of Fincare 101 Accounts?

For superior interest on your Saving Account Balances, check Interest Rates. In order to maintain balances of INR 1 Lakh and above, the customer must ensure full KYC is done. Why do I get a full KYC done? How does full KYC happen? Opening a 101 Account using Aadhaar OTP based e-KYC

3. How do I open a Fincare 101 Account?

Log on to 101account.com or https://101.fincarebank.com/101/. To open your account online, you will need your-

• Aadhaar card
• Aadhaar registered mobile number
• PAN card
• Communication Address proof in case communication address is different from Aadhaar address. Valid address proofs as per the RBI include-
  • Driving license
  • Passport
  • Voter’s Card
• Autograph /Signature*

Just follow the steps and you’re all set with your very own 101 account!

*Your signature is a mandatory requirement as per Bank KYC norms and will enable a full suite of services such as Cheque book issuance on request

4. Am I eligible to apply for the Fincare 101 Account?

You would need to be a resident of India and 18 years of age or above. You must have an Aadhaar registered mobile number to open the account online. For more details Opening a 101 Account using Aadhaar OTP based e-KYC

5. What all can I do with my Fincare 101 Account?

Pretty much anything! Not only do you get to enjoy superior interest rates of up to 6% p.a. and above, but also experience smart 101 banking through the Fincare Mobile Banking App: Flexible fund transfers & SI options, Option to open FDs even with limited KYC, Convenient bill pay services, and much more. Let’s start today!

6. Can I open a 101 Account jointly with another applicant?

Oops! You can open your 101 account as a single user only.

7. Is my information secure?

The security of your information is of utmost importance to us. We ensure the use of strictest security standards to prevent unauthorized access to your information.

8. How do I start using the Mobile Banking app once my account is activated?

Once your account is active, you can download the Fincare Mobile App and create your MPIN and start using the Mobile Banking App. Download now

9. I don’t have a PAN card. Can I still apply for a Fincare 101 Account?

Oops! The 101 account mandatorily requires an Aadhaar card and PAN card.

10. I don’t have an Aadhaar number. Can I still apply for a Fincare 101 Account?

Oops! The 101 account mandatorily requires an Aadhaar card and PAN card.