About 101

101 accounts are designed to achieve ‘anytime, anywhere, anyone’ banking.

101 is an instant paperless account opening service that is your gateway to high interest rates of up to 7% p.a. on savings account and 7.5% on fixed deposits. What’s more? As a digital customer, you get flexibility to explore ‘pay as you go’ banking with the 101 First Account or ‘exclusive banking’ with the 101 Priority account where you can earn ‘100% returns’ with offers from marquee brands and free domestic airport lounge access!

We believe banking should be when you want, where you want! Get a free physical debit card with exciting offers and instant access to Fincare’s superior mobile banking application to transact on the go!

Fee and Charges
Products
  1. Priority privilege

    Join the privilege club with 101 priority account. Maintain an average monthly balance of INR 25000 and enjoy superior interest rate on your account. Enjoy up to 7% on your savings balance and also, open an FD from your 101 priority account to earn up to 7.5% p.a.. If FD balances exceed INR 1 Lakh, AMB charges will be waived off

    Get RuPay Platinum debit card with unlimited benefits like free access to domestic airport lounges, personal insurance cover of INR 2 lakh and multiple offers across travel, e-commerce and entertainment with no debit card maintenance charges

    Unlimited online Fund transfer

  2. 101 Priority

    Join the privilege club with 101 Priority Account.

    Unlimited online Fund Transfer.

  3. Join the Unlimited Club

    Enjoy unlimited online transactions.

    Access to more than 2, 00,000 ATMs and 25, 00,000 POS all over the country.

  4. 101 Priority Token

    Access to 30+ domestic airport lounges across the country

    24/7 concierge services on your free platinum Rupay Debit Card Unlimited offers from marquee brands.

  1. The Zero Edge

    Experience Smart Banking with zero balance requirements!

    Open an Fixed Deposit online and earn up to 7.5% p.a. and enjoy up to 7% p.a. on your savings balance.

  2. The 101 Card Bonus

    Delve into the debit card delight with your free Gold Card (RuPay Classic) and pay no maintenance charges for the first year!

    Whats more enjoy offers across travel, e-commerce, and entertainment brands with personal insurance cover of INR 1 Lakh.

  3. Transact on the GO!

    ATM Ahoy! - Access to more than 2,00,000 ATMs and 25,00,000 PoS in the country.

    Bank on your phone! - Online FD opening, bill pay, flexible fund transfers, and much more on the tap of Button with Fincare mobile banking.

Offers

Rupay Classic Offers

  1. Personal insurance of Rs.100,000 and more
  2. Entertainment
  3. Travel
  4. Shopping

Rupay Platinum Offers

  1. Personal insurance of Rs.100,000 and more
  2. 24*7 Concierge service
  3. Travel
  4. Shopping
  5. Entertainment
FAQs
101 Priority account

Average Monthly Minimum Balance

INR 25,000

Superior Interest Rates on the 101 Priority account

  1. Enjoy 6% p.a. on your balances up to INR 1 lakh
  2. For balances above INR 1 Lakh*, enjoy higher interest rates with 6% p.a. up to INR 1 Lakh, and 7% p.a. for the remaining balance over and above INR 1 Lakh
  3. Open an FD from your 101 Priority account and earn up to 7.5% p.a.
  4. If customer linked FD balances are or exceed INR 1 Lakh, AMB charges will be waived off

RuPay Platinum Debit Card

Complimentary Lounge Program:

Access to 30+ domestic lounges two times per calendar quarter per card.

Comprehensive Insurance Cover up to Rs.2 Lakhs:

Personal Accident Insurance and Permanent Total Disability cover up to Rs.2 Lakhs.

24/7 Concierge Services:

Avail host of referral services from travel assistance to hotel reservations to Consultancy services.

Transactions @ Zero Charge!

  1. 100 free transactions per month across NEFT, IMPS, RTGS
  2. Free debit card issuance
  3. Zero debit card maintenance charges
  4. 15 free ATM transactions (financial/non-financial) per month

Fund Transfers

  1. 100 transactions per month free across IMPS, NEFT, RTGS* and across any of the bank’s channels (online, branch, etc.)
  2. Charges if transactions exceed 100 transactions for the month:

    IMPS:


    Up to INR 25000 INR 2.5 per transaction
    INR 25000 - INR 1 Lakh INR 5 per transaction
    INR 1 Lakh - INR 2 Lakh INR 15 per transaction

    NEFT:


    Up to INR 10,00 INR 2.25 per transaction
    INR 10,000 - INR 1 Lakh INR 4.75 per transaction
    INR 1 Lakh - INR 2 Lakh INR 14.75 per transaction
    Above INR 2 Lakhs INR 24.75 per transaction

    RTGS*:


    INR 2 Lakhs - INR 5 Lakhs INR 17 per transaction
    Above INR 5 Lakhs INR 44 per transaction

    *RTGS available only after conversion to full KYC account

101 First account

Zero Balance account

No minimum average balance requirement

Superior Interest Rates on the 101 First account

  1. Enjoy up to 7% p.a. on your savings account
  2. Open an FD from your 101 First account and earn up to 7.5% p.a.

RuPay Classic Debit Card

The Zero Edge!

  1. Free debit card issuance
  2. Zero debit card maintenance charges for the first year
  3. 8 free ATM transactions (financial/non-financial) per month

Fund Transfers

IMPS:

Up to INR 25000 INR 2.5 per transaction
INR 25000 - INR 1 Lakh INR 5 per transaction
INR 1 Lakh - INR 2 Lakh INR 15 per transaction

NEFT:

Up to INR 10,000 INR 2.25 per transaction
INR 10,000 - INR 1 Lakh INR 4.75 per transaction
INR 1 Lakh - INR 2 Lakh INR 14.75 per transaction
Above INR 2 Lakhs INR 24.75 per transaction

RTGS*:

INR 2 Lakhs - INR 5 Lakhs INR 17 per transaction
Above INR 5 Lakhs INR 44 per transaction

*RTGS available only after conversion to full KYC account

7% on savings & 7.5% on FD
Zero Minimum Balance Reqd
Anytime Mobile Banking
1 2 3 4
:
Mobile Number
Email Address
PAN Number
Where would you like to recieve the OTP for Aadhaar e-KYC?
Aadhaar Number / VID
Upload PAN
Fixed Deposits @7.75% p.a.

Interest Rates 7.75% p.a. are now just 5 minutes away.
Open 101 Account and enjoy the seamless benefits of banking, It’s so easy!!!

Open your 100% Account Today!

#101 Priority; Earn up to 100% return on your balance Unlock unlimited fund transfer, Superior offers and exclusive benefits, in

Open your account in less than 5 Minutes

Whenever you want, Wherever you want

Open Instant Paperless Account

Whenever you want wherever you want, Experience hassle-free seamless Banking

Your Bank in your Mobile Phone

Online Fixed Deposit, Bill Pay, unlimited fund transfers are just a click away with Fincare Mobile Banking

Unique Benefits

Some Great Features

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Higher Interest Rates - Upto 7% on savings Account and Upto 7.5% on FD.

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Withdrawals - Free withdrawals in 2, 00,000+ ATMs .

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Free Transactions - Enjoy Free transactions across NEFT/IMPS/RTGS

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Flexibility - Flexible account change and easy upgrade to 101 Priority Account

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No Time Constraint - Anyone, Anytime, Anywhere Banking

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Paperless - Instant and paperless Account

Communication Address
Address Line 1 Address Line 2 Address Line 3 Pincode City State
Profile Information Annual Income Occupation Marital Status
Mother's Name Mother's Maiden Name
Please Select the Nearest Fincare Branch Below
Product SelectionPlease Select the Product You Want
Zero Balance AccountIMPS, NEFT & RTGS EnabledGold Debit Card (RuPay Classic)
100% Returns on Minimum Average BalanceUnlimited free online fund transfersPremier Debit Card (Rupay Platinum) with 30+ Airport lounge access)
101 Priority account

Average Monthly Minimum Balance

INR 25,000

Superior Interest Rates on the 101 Priority account

  1. Enjoy 6% p.a. on your balances up to INR 1 lakh
  2. For balances above INR 1 Lakh*, enjoy higher interest rates with 6% p.a. up to INR 1 Lakh, and 7% p.a. for the remaining balance over and above INR 1 Lakh
  3. Open an FD from your 101 Priority account and earn up to 7.5% p.a.
  4. If customer linked FD balances are or exceed INR 1 Lakh, AMB charges will be waived off

RuPay Platinum Debit Card

Complimentary Lounge Program:

Access to 30+ domestic lounges two times per calendar quarter per card.

Comprehensive Insurance Cover up to Rs.2 Lakhs:

Personal Accident Insurance and Permanent Total Disability cover up to Rs.2 Lakhs.

24/7 Concierge Services:

Avail host of referral services from travel assistance to hotel reservations to Consultancy services.

Transactions @ Zero Charge!

  1. 100 free transactions per month across NEFT, IMPS, RTGS
  2. Free debit card issuance
  3. Zero debit card maintenance charges
  4. 15 free ATM transactions (financial/non-financial) per month

Fund Transfers

  1. 100 transactions per month free across IMPS, NEFT, RTGS* and across any of the bank’s channels (online, branch, etc.)
  2. Charges if transactions exceed 100 transactions for the month:

    IMPS:


    Up to INR 25000INR 2.5 per transaction
    INR 25000 - INR 1 LakhINR 5 per transaction
    INR 1 Lakh - INR 2 LakhINR 15 per transaction

    NEFT:


    Up to INR 10,000INR 2.25 per transaction
    INR 10,000 - INR 1 LakhINR 4.75 per transaction
    INR 1 Lakh - INR 2 LakhINR 14.75 per transaction
    Above INR 2 LakhsINR 24.75 per transaction

    RTGS*:


    INR 2 Lakhs - INR 5 LakhsINR 17 per transaction
    Above INR 5 LakhsINR 44 per transaction

    *RTGS available only after conversion to full KYC account

101 First account

Zero Balance account

No minimum average balance requirement

Superior Interest Rates on the 101 First account

  1. Enjoy up to 7% p.a. on your savings account
  2. Open an FD from your 101 First account and earn up to 7.5% p.a.

RuPay Classic Debit Card

The Zero Edge!

  1. Free debit card issuance
  2. Zero debit card maintenance charges for the first year
  3. 8 free ATM transactions (financial/non-financial) per month

Fund Transfers

IMPS:

Up to INR 25000INR 2.5 per transaction
INR 25000 - INR 1 LakhINR 5 per transaction
INR 1 Lakh - INR 2 LakhINR 15 per transaction

NEFT:

Up to INR 10,000INR 2.25 per transaction
INR 10,000 - INR 1 LakhINR 4.75 per transaction
INR 1 Lakh - INR 2 LakhINR 14.75 per transaction
Above INR 2 LakhsINR 24.75 per transaction

RTGS*:

INR 2 Lakhs - INR 5 LakhsINR 17 per transaction
Above INR 5 LakhsINR 44 per transaction

*RTGS available only after conversion to full KYC account

Account NomineeNomination

Congratulations You are now Account Holder With Fincare Small Finance Bank
Now you can start funding your account
Enter the amount to be deposited  
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